Terms of Use
The terms that govern your use of this website.
Last updated July 31, 2026
Educational purpose
The content on this site — including articles, calculators, and comparisons — is general education, not individualized financial, insurance, tax, or legal advice. Figures and ranges are estimates and not offers of insurance, credit, or securities, or guarantees of any rate, return, or approval.
Independent advisory
Tim Berry Financial Services is an independent financial, insurance, investment, and tax-incentive advisory. Insurance and annuity guarantees are backed by the issuing carrier's claims-paying ability. Rare coins and precious metals are not FDIC-insured, carry market risk and buy/sell spreads, and are not guaranteed to appreciate.
Use of the site
You agree to use this site lawfully and not to misuse its tools or content. We may update these terms and the site's content at any time.
This terms of use is a template for demonstration and should be reviewed by qualified counsel before publication.