Independent financial advice in Kosciusko County
Coordinated insurance, finance, investments, and tax for Kosciusko County, IN — home to Warsaw's orthopedic-device cluster and the densest concentration of natural lakes in Indiana. Home to about 80,442 residents, with Warsaw as the county seat.
Serving northeast Indiana · Reviewed by Tim Berry · Last updated July 31, 2026
Kosciusko County is home to Warsaw's orthopedic-device cluster and the densest concentration of natural lakes in Indiana, with roughly 80,442 residents and a median household income near $75,317 centered on Warsaw.[1] For growing families and business owners here, the four sides of a financial plan — protection, financing, investing, and tax — too often live in separate silos. We bring them together.
Communities we serve in Kosciusko County:
[1] Source: U.S. Census Bureau, 2024 ACS 5-Year Estimates. Public data, not a guarantee.
Four disciplines for Kosciusko County
Insurance, finance, investments, and tax — coordinated for Kosciusko County families and business owners.
Insurance
Life, disability, annuities, and retirement income — the protection layer that keeps one bad year from turning into a permanent setback for the people who depend on you.
Explore insuranceFinance
Commercial and residential financing structured so the money you borrow works for you — coordinated with your protection and tax plan.
Explore financeInvestments
Hand-selected U.S. rare gold and silver coins — a tangible asset that sits outside the paper markets, sized as part of a whole plan, with the spreads, the liquidity, and the risks stated plainly up front.
Explore investmentsTax Incentives
Legal, code-based strategies to keep more of what you make and pass more of what you keep — coordinated with the other three pillars.
Explore tax incentivesYour next steps in Kosciusko County
- Book a free strategy call. Fifteen minutes to map what you have and what you want for your Kosciusko County household or business.
- Get a coordinated plan. We shop 40+ carriers and institutions and bring insurance, finance, investments, and tax into one picture.
- Decide with no pressure. You see the numbers and the trade-offs plainly, then choose what fits.
Indiana tax snapshot
- State income tax: Flat 2.95%
- County income tax: 1.59% (Allen)
- Social Security: Not taxed
Working with a local advisor
Common questions from Kosciusko County households and owners.
Yes. Tim Berry Financial Services is independent and serves families and business owners across Kosciusko County and northeast Indiana — in person locally and by secure video anywhere. We coordinate insurance, finance, investments, and tax as one plan.
A local, independent advisor knows the market and can meet you where you are. Because we shop 40+ carriers and institutions instead of selling one company's product, our only job is matching your Kosciusko County household or business to the right plan.
Nothing up front. For insurance and annuities the carrier you choose pays the commission, so your premium is identical whether you work with us or go direct. For finance and investments, compensation is disclosed before you decide.