2026 Retirement Contribution Limits: 401(k), IRA, HSA and the New Rules That Actually Matter
The IRS raised the 2026 401(k) limit to $24,500 and the IRA limit to $7,500, but the headline numbers hide the real story: a new super catch-up for ages 60-63 and a mandatory Roth rule for high earners. Here is the plain-English breakdown.